Help my wife… please
Posted by admin under: Main Feb 17Many of you know that my wife is a bit crazy (she married me so there you go), so the following should not surprise those that do.
You may recall that I moved from the warm sunshine of Arizona to the bitter cold of Minnesota last September. Well…
I’m taking the PLUNGE! That is, the Polar Plunge to benefit Special Olympics. The temperature here often falls below zero…yes, that’s pretty darn cold, but I’m doing it and I’m inviting you to join me…in spirit anyway.
I want you to be with me as I take the plunge on February 23rd in Lake Lac Lavon in Burnsville, Minnesota. They will have to break through the frozen surface..can you imagine! Please let me plunge on your behalf. Join me by making a donation. Any amount is gratefully appreciated, but I can promise you blessings ten-fold relative to what you contribute, so please be as generous as you can be. Oh and by the way, write in your own donation amount…you don’t want to select from the options listed on the site.
Thanks for your contribution to support this very special cause.
I’ll leave you with this quote… “But by the grace of God, there go I”
Thanks, and always there for YOU!
VISIT MY WEBPAGE
So of course I’d like to see who would be willing to help out. To make things interesting, I will post photos and/or video (we know there will be photos, not sure about video as of yet)… IF… ONLY IF… the fine readers here at MOCO and the residents of Kingman raise $500 towards the cause.
This will be your one chance to see my wife in a swimming suit of some kind (she has already stated that she will not be in a bikini so don’t go there and I’d be a dead man if I ever posted any other type of swimming suit photo of her on this blog or anywhere else on the Internet).
So click on the link above and leave her a comment that you are either a reader of MOCO or are from the Kingman area when you make your donation.
When you click on the link, it takes you to a main page. From there click on find a plunger on the left hand side. Then select the February 23rd event that says ‘South Metro’. A drop down menu will appear and use it to scroll down to find the name of ‘Gail Tarson’.
The funds raised will go to help the Special Olympics. Thanks for your consideration.
Sharp Residential Announces Customer Referral Program
Posted by admin under: Main Feb 16
Comments on the campaign trail…
Posted by admin under: Main Feb 16I’ve had the opportunity to speak to many, many voters in Kingman for the upcoming election as a candidate for City Council. While the vast majority of those folks are supportive, I do get a few negative comments and I want to address what those comments are for the readers here at MOCO Real.
I’ve been told the reason that a person is not voting for me is because I favor tax give aways to any and all developers that wish to develop sub-divisions at will and build an inordinate amount of homes that will never be sold. Okay, the previous loaded sentence is an accumulation of the negative comments directed towards me either in person, at public meetings, or on the Internet. I’ll expound.
First of all I admit that I am a Realtor, a real estate agent, and the method by which I generate revenue for my business is if I’m hired by either a buyer or seller of real property and perform a successful property transaction. I find no shame in those facts, and in fact am quite proud of the choice I have made when I decided to start my own business. My business will succeed or fail based on nothing else other than my will to succeed or fail.
COMMENT: Of course Todd is pro-growth because he needs more houses to sell in order to make a living.
Ordering and Understanding Your Free Credit Report
Posted by admin under: Main Feb 16A credit report is a record of your personal credit history. Creditors turn to your credit file when first deciding whether or not to grant you credit.
A credit report does not contain any information on your race, religion or political preferences, but it does have information on:
- Your Personal Identifiers: your legal name, present and past addresses, present and past employers and your social security number.
- Current and Past Credit Accounts: this section includes all your present credit accounts including credit limits, balances and payment histories. Late payments, repossessions and charge-offs are recorded here.
- Public Record Information: Here they record any tax liens, bankruptcies and legal judgements against you.
- Credit Inquiries: Information regarding businesses that have requested your credit file within the last 12 months.
It’s important to periodically review your credit file as more than half the credit reports contain some errors, according to the Federal Trade Commission (FTC.gov)
There may be some confusions or misspellings of your name: perhaps you entered Bob Jones on an application and Robert Jones on another, or negative credit information from a different Bob Jones is recorded on your credit file,…
Often, there can be errors from the credit bureaus themselves: the credit info is transmitted to the 3 major credit bureaus by tapes or written reports, and a simple typographical error may inadvertently add negative information to your file.
Creditor error happens when the reporting company mistakenly sends the wrong information about you.
Finally, since the major credit bureaus are competitors, they do not sharre information. So positive information may be reported to Equifax and Experian, but is absent from your credit file at Transunion.
For these reasons, it’s important to check your free credit report before any major purchase or at least annually to report any mistakes.
Ordering your Free Credit Report is easy. The Federal Trade and Accurate Credit Transactions Act (FACT) of 2003 allows you to obtain a free annual credit report from the 3 major credit bureaus once a year at no charge.
You are also entitled to a free credit report if:
- You have been denied credit, insurance or employment in the last 60 days and the denial was a result of information contained in your credit report.
- You are on welfare.
- You are or you suspect being a victim of credit fraud or Identity theft.
Additional information on ordering and understanding your credit report is available at
www.FreeCreditReportSite.Org
If you’d like to order your free annual credit report, you can do so at http://www.freecreditreportsite.org
Original here 
Whats The Fastest Way To Increase Credit Score
Posted by admin under: Main Feb 16If you have recently been denied a loan or credit card and need to raise your credit score quickly in order to get approved you are basically limited to two choices. Those choices are sit on your hands and do nothing or take action and perform credit repair and get the loan. The fastest way to increase credit score is to perform credit repair. This process will help eliminate any false and negative information that is keeping your score low and loan approval out of reach.
Many people start this process by hiring a credit repair company to do the clean up for them. Although there is nothing wrong with hiring a company to provide you with this service,you may want to consider increasing your credit score yourself. By doing the process yourself you are ensured that it will be done in the fastest way possible and have 100% dedication and effort behind it. This is unlike many credit companies who drag the process out in order to make more money and generally offer no significant guarantee their services will work as advertised.
Although doing it credit report repair yourself sounds great and many people are eager to start as soon as they hear the idea you need to first be aware of the procedures involved. This is where a self credit repair kit makes all the difference. For about what most credit repair companies charge for one month of service you can get a complete kit that will provide you with the same methods the paid services use. These kits can be purchased from many online sources and loaded right onto you computer. When shopping for a kit to help you increase your credit score fast always make sure it has a detailed plan and instructions for you to follow as well as other tools you can put to use to raise your credit score as quick as possible.
Although there are many ways to quickly increase a credit score,a good self credit repair kit will speed the process up tremendously.
To learn more about a proven Credit Repair Kit that is jammed with everything you need to quickly raise your credit score please visit our website at http://www.diycredithelper.com
Original here 
Investors Are Trying To Help!
Posted by admin under: Main Feb 15Well yes it’s good news for those who are in an adjustable rate mortgage. This was brought up to my attention in the end of January. Something that I have seen help many people get a loan MOD with some investors out there. This loan MOD process is simple and very effective.
This is how you qualify.
1st: Do you currently have a Fannie Mae mortgage (must be 1st TD).
2nd: Have you been making your mortgage payments on time for the last 12 months?
3rd: Do you have a 620 FICO score or above?
Guess What? You now qualify to receive a fast streamline loan MOD through your current lender. You are probably wondering that this is to easy, and your right. And here is the best things about this process.
Since you are currently a Fannie Mae mortgage holder. You don’t need to go through a long process to get some help.
You don’t need to show any INCOME DOCUMENTATION. As long as you have a job you are good to go.
Well you might ask a question. “What if I am upside down on my mortgage?”
If there wasn’t already a lot of good news 60% of these loan MODS do not require for you to have an appraisal done on your property.
WOW… this is what every investor should be doing. And from my knowledge most of them are going to start offering this wonderful streamline process to maintain their client?le and to avoid ending up with all those R.E.O.’s.
Hopefully this will help many of you. This is not an attempt to obtain any business I am simply trying to educate you with what some of the investors are trying to do.
Yancy Martin
Real Estate Finance
Original here 
Wells Fargo Home Mortgage
Posted by admin under: Main Feb 15As the housing market slows, home builders and developers need to have a best-in-class mortgage lender to service their communities.
How Do Restaurants Affect the Value of Your Real Estate?
Posted by admin under: Main Feb 15As real estate professionals, how do we capitalize on proximity to or structure relationships with restaurants as a means of increasing the long term value of our real estate?
Your Next Home Will Be In Gulfport
Posted by admin under: Main Feb 15Where can you find one of the best home values for coastal properties in the U.S.? Gulfport real estate. Welcome to the gateway of the south, where warm weather most of the year and plenty of outdoor recreational activities abound. A Gulfport Realtor can provide you with comparable home sales in the area, school test scores, redevelopment projects and anything else you need to make your home buying decision.